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  • Day Trips & Weekend Getaways
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    • Day Trips & Activities
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    • Submit Your Event
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    • Birthday Party Guide
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  • Family Travel

10 Hacks for a Healthier Home Office

3/22/2023

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US Japan Fam 10 Hacks for a Healthier Home Office
I've been working from home for a few years now, like many of you, so I wanted to share some of my favorite items (some purchased, some provided for review), as well as some on my must-buy-soon wish list! I'm calling this my roundup of products for a healthier home office, but these would also be great additions to your out-of-home office, or even in your house or apartment, for a healthier mind, body, and spirit. 

Disclaimer: This post was sponsored by Responsival. Below you'll find affiliate links. As a Renpho, Thrasio, & Amazon Associate, I receive a small commission from purchases made after clicking these links. Ya girl's gotta fund her family's travels somehow - thank youuuuu for understanding ;)

​So, let's get to the list!!

US Japan Fam 10 Best Products for a Healthier Home Office - Cubii Total Body+ seated elliptical machine with resistance bands
1. Cubii compact seated elliptical machine

​Have you seen Cubii before?? IMO it's the best under desk exercise equipment on the market. Hands down. They have a few models, I was sent the Cubii Total Body+ which is a tiny elliptical machine that you use while sitting down!! It also has resistance bands included!! You download their free app and can access tons of workout videos, classes, and it'll track your workouts, of course. It's really easy to set up and use, and it's honestly an amazing full body workout - great to use under your desk, while working (or taking a quick TikTok break), or while watching TV. Don't believe me?? Watch my demo video below - I'm out of breath with burning thigh / calf / butt muscles in just a few minutes! Cubii FTW!!!

US Japan Fam 10 Best Products for a Healthier Home Office - techorbits electric standing desk
Photo credit: Amazon (TechOrbits)
2. Sitting to Standing Desk

​It may come as a shock but sitting at your desk for hours upon hours is NOT good for our health (read about it on this Mayo Clinic post).

​But you're in luck because there are several ways to do less sitting, even while working! TechOrbits makes a great electrical standing desk that adjusts height from 28" to 48" to quickly and easily go from a great sitting desk to an amazing standing work space!!

​Alternatively, if you can't or don't want to upgrade your entire desk, you could add something like this TechOrbits standing desk converter that sits atop your desk or table.

While you're at it, why not use a stool that allows you to sit at a regular desk or perch at your standing desk, like this BonVIVO standing desk chair that adjusts from 26 to 33 inches, with 10 degree tilt and 360 degree swivel.

US Japan Fam 10 Best Products for a Healthier Home Office - blue light blocking glasses
3. Blue Light Blocking Glasses + Bulbs

Blue light from screens and lighting can cause eye strain, difficulty falling asleep, and other health issues, so consider investing in some blue light blocking technology! It can be as easy as having a special blue light blocking coating added to your next pair of prescription glasses - Warby Parker has some great ones! And if you don't need corrective lenses, you can get a cute non-prescriptive pair. Check out NY Mag's 2023 list: "The 6 Very Best Blue-Light Blocking Glasses here"! You  may even consider adding a floor or desk lamp with this blue light blocking Amber bulb to use when working after dark.

4. Air Purifier
Whether you're sensitive to odors, mold, dust and other impurities in the air, or you just want to make sure your home and office are as clean and healthy as possible, a good air purifier is a must. You can get a nice budget-friendly HEPA air purifier like this one by VEVA, or go for a super smart one with all the bells and whistles that is super pretty to boot, like the CleanForce Rainbow that shows you exactly how clean your air is, automatically adjusts air refresh speed, and lets you control everything from an app (watch my demo above)!

5. Humidifier / Diffuser
Keeping your air clean is one thing, keeping it at the right humidity level to prevent mold growth while keeping your skin and mucous membranes healthy is another! I love this HuPro smart humidifer, watch my demo video above! It shows you the current humidity and will will run for 30 hours on a single (top loading) tank to maintain the desired humidity level you set. It has a remote, 360 degree nozzle, and has a built-in aroma therapy tray,  so it'll work as an essential oil diffuser as well!! Hello 2 birds 1 stone!! If you want a separate essential oil diffuser, why not get one that also acts as room decor? This one that looks like potted flowers is just so cute!

6. Ergonomic Mouse, Keyboard & Chair

​According to this article on Business.com, "repetitive strain injuries take a long time to develop, they also typically take a long time to treat". So do yourself a favor and invest in ergnomic office gear to help you avoid such injuries in the first place!! We're talking:
  • ergonomic mouse (like this really cool vertical ergonomic mouse by Seenda, see my demo video above)
  • ergonomic keyboard (this one by Logitech is Amazon's best selling ergonomic keyboard)
  • ergonomic chair (this #1 best seller in executive chairs has over 46,000 ratings on Amazon)
  • proper placement of office equipment is essential!! For tips, check out this Ergonomic Workplace Setup article by NY Times!

7. Eye Massager

​If you suffer from eye strain, migraines, or stress, this heated eye massager from Renpho is a must. It folds in half for easy storage in your office desk drawer, bedside table, or carry-on bag. It has gentle rolling and squeezing pressure, warms up, plays relaxing music, ahhhhh it's really a nice way to take a little meditative break from work (or set the timer and lay down with it for a nap!). You can find it on Amazon or get 10% off with my affiliate code USJP10 on their website!


8. Under Desk Foot Massager

​I dunno if this one is for "health" per se, maybe mental health?? I received this Cloud Massage Shiatsu heated food & calf massager to review over 2 years ago and it is like, my #1 must-have under my desk while working. I literally use it a minimum of 3 times a day. It feels SO good!!! You can use it on your feet (it rolls, squeezes, vibrates, and warms) or you can change the angle and lay down to massage your calves!! LOVE LOVE LOVE!!! Get itttttttt!!!​

US Japan Fam 10 Best Products for a Healthier Home Office - under desk treadmill
Photo Credit: Amazon (Egofit & UREVO - both linked below)
9. Standing Desk Treadmill

Besides getting in some extra steps and cardio, using a treadmill while working may actually lead to increased productivity!! This is a great under desk treadmill by UREVO (above right image), you can even stand it against the wall when not using it. Or if space is limited, go for this extra short treadmill by Egofit (above left image).

US Japan Fam 10 Best Products for a Healthier Home Office - smart watch
10. Smart Watch
Whether you go for the latest Apple Watch, FitBit, a more budget-friendly smart fitness tracking watch alternative, these can do wonders for helping you both in and out of the office. They can keep track of your steps, send you reminders that you've been sedentary too long and it's time to get up and move, lead you through meditative breathing, measure your blood pressure and pulse ox, let you know how well you are sleeping, give suggestions on a better evening routine and bedtime, and so much more!! 

I hope you found this roundup helpful!! If you did, or if you have any great items to suggest, I'd love for you to leave a comment below!!
PictureUS Japan Fam 10 Hacks for a Healthier Home Office
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Discounted Tickets to Gazillion Bubble Show in NYC

3/21/2023

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US Japan Fam - Gazillion Bubble Show in NYC discount tickets
Get your Gazillion Bubble Show tickets for as low as $49* (Reg. $79)!! Read on for more info and to get your discounted tickets today!!

Celebrating 15 years in NYC, Gazillion Bubble Show is the unpoppable international hit for the whole family! Bubble lovers of all ages are delighted with an incredibubble experience, awashed with a bubble tide, and perhaps even find themselves inside a bubble. Mind-blowing bubble magic, spectacular laser lighting effects and momentary soapy masterpieces will make you smile, laugh, and feel like a kid again. You have to experience it to bubblieve it!


Performance Schedule:
  • select Thursdays
  • Fridays @ 7pm
  • Saturdays @ 11am, 2pm & 4:30pm
  • Sundays @ 12pm & 3pm
  • additional Holiday Days & Times​

3 WAYS TO BUY YOUR TICKETS:
  1. ONLINE: Visit TelechargeOffers.com & enter code: GBPOP101
  2. BY PHONE: Call 212-947-8844 & mention code: GBPOP101
  3. IN PERSON: Visit New World Stages Box Office, 340 West 50th St Btw 8th & 9th Ave​
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Dog Man the Musical in NYC  {DISCOUNT CODE}

3/20/2023

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dog man the musical - discount from us japan fam
ABOUT DOG MAN THE MUSICAL: 
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A Hilarious Heartfelt Family Adventure Based On The Worldwide Bestselling Series!
With the head of a dog and the body of a policeman, Dog Man loves to fight crime and chew on the furniture. But while trying his best to be a good boy, can he save the city from Flippy the cyborg fish and his army of Beasty Buildings? Can he catch Petey, the world\'s most evil cat, who has cloned himself to exact revenge on the doggy do-gooder? And will George and Harold finish their show before lunchtime?? Find out in this epic musical adventure featuring the hilarity and heart of Dav Pilkey's beloved characters.
NY Times Critic's Pick
Best buds George and Harold have been creating comics for years, but now that they're in 5th grade, they figure it's time to level up and write a musical based on their favorite character, Dog Man, the crime-biting sensation who is part dog, part man, and ALL HERO!!?How hard could it be?

SAVE UP TO $30 ON SELECT TICKETS MARCH 4 - APRIL 2!
$51 Discount: Mon 7pm, Fri 7pm, Sat 430pm
$61 Discount: Sat 11am & 2pm, Sun 12pm & 3pm

LOCATION:
​New World Stages Box Office, 340 West 50th St Btw 8th & 9th Ave NYC


3 WAYS TO FETCH YOUR TICKETS:
1. ONLINE: Visit TelechargeOffers.com & enter code: DMGEN23
2. CALL: 212-947-8844 & mention code: DMGEN23
3. IN PERSON: Visit New World Stages Box Office, 340 West 50th St Btw 8th & 9th Ave NYC

"You have to love a family show that makes adults laugh, too." -New York Times
"This show is perfect for everyone." -Newsday
"Dog Man should be every kid's best friend." -Theater Life
"Epic musical adventure." -New York Family
"Non-stop enjoyment from beginning to end." -Plays To See

"Hamilton was a game-changer for Broadway shows. It was new, fresh, different, brilliant, etc. I put Dog Man in the same category. What a great way to introduce young people to the stage with something to which they can relate." -Craig, DOG MAN fan on Twitter
​

*Offer valid on select performances 3/4/23 - 4/2/23. All tickets subject to a $2 facility fee. Normal service charges apply to phone & internet orders only. All sales are final - no refunds or exchanges. Offer subject to availability & prior sale. Not valid in combination with any other offers. Performance schedule subject to change. Code valid for purchases made through 4/2/23. Offer may be revoked or modified at any time without notice.
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Family Travel HACK: BabyQuip Baby Gear Rentals ($20 Off Code)

3/17/2023

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US Japan Fam - Family Travel Hack BabyQuip Baby Gear Rentals Review
Travel with kids, especially with babies and toddlers can be hard. It's not so much vacation as it is parenting in a new location, am I right?! But one great family travel hack is renting your baby gear on location, and nobody makes it easier than BabyQuip Baby Gear Rental, who provided our rentals free in exchange for our honest review.

Watch my video below for a quick overview of how it works, and read on for more details and my coupon code to get $20 off your next baby gear rental!!
If you travel with young children, if you own a vacation home that you rent out as an AirBNB or VRBO host, or if you occasionally have family visit with babies or toddlers, then you have GOT to know about BabyQuip Baby Gear Rentals, who I just collaborated with on a rental for family who brought their 1 year old to visit us from Japan.

We haven’t had little ones in our home for several years now, so to have a toddler coming to stay with us for 2 weeks was a bit overwhelming!! I considered searching on Facebook to borrow or buy used items from random people, but it’s stressful and very time consuming and I was nervous about the condition items would be in.
US Japan Fam - Family Travel Hack BabyQuip Baby Gear Rentals Review - pack n play crib rental
Thankfully BabyQuip makes the whole process SO easy!! You search for providers on their website or on their app, can see how many rentals they’ve completed and see reviews from previous customers. Each provider has their own list of gear and prices, there are discounts for longer rental periods, and some even had discounts for twins and multiples. Their quality providers deliver and set up clean, safe, and insured baby gear right to your door!
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Most providers have free self-pickup and return or a nominal fee to drop it off and pick it up from your home, hotel, or vacation rental location. They’ll even come in and set it up for you if needed!
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We rented from Teresa who is quite popular up here in Northern NJ. She was so easy to communicate with and everything was dropped off nicely protected on our door step, where she picked it up from at the end of our 2 week rental. We got a pack ’n play and an infant car seat from her, both were in perfect condition.
US Japan Fam - Family Travel Hack BabyQuip Baby Gear Rentals Review - car seat rental
Using BabyQuip made everything so easy - no worries about having to buy or sell or store all this stuff. It’s really a great option for people like us who very occasionally host family for a visit, or as an add-on option for Air bnb or verb hosts, or when you yourself are traveling and the hotel or rental home doesn’t have any baby gear. You can rent anything from cribs and high chairs to car seats, strollers, baby gates, and even toys!! Less to pack is a WIN for me!!
You don’t have to take my word for it either, they have over 30,000 5 star reviews, with over 1200 quality providers serving 900 locations!

If you find yourself in need of baby gear rentals, check out BabyQuip!

And don’t forget to use code JAPANFAM20 for $20 off your rental over $100!!
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How to Dress Up for Your Child’s School Events

3/14/2023

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US Japan Fam - How to Dress Up for Your Child’s School Events
Guest post provided by Hue.
Deciding what to wear to your child’s school functions can be challenging as there are often no clear-cut rules, unlike ordinary events. There’s also the added pressure of wanting to leave a good impression or show your best self to teachers, administrators, and other parents without going overboard. After all, you’re representing your child, so the least you can do is appear presentable and wear outfits appropriate for the occasion.

Perhaps you often struggle with trying to figure out what to wear for different school functions. Or maybe you’re searching for outfit inspiration to make dressing up more fun and less stressful this school year. Either way, read on. This piece will offer pointers and outfit ideas that you can wear to various school functions, from sporting events to fundraisers.
Sports Activities

Supporting your athletic child while sitting on the bleachers naturally requires a casual ensemble. However, it doesn’t mean you should just wear sweatpants, workout clothes, and similar pieces that you typically wear while lounging at home. What you need are comfortable yet dressier options that make you look and feel good.

You can wear a white sweater dress under an oversized beige knit sweater paired with quality black leggings and white leather sneakers. Finish the look with a black crossbody bag for a chic yet relaxed appearance. You can also put on an off-white hoodie, an army green puffer vest, dark wash skinny jeans or denim leggings, and low-top trainers. Accessorize with a dark navy beanie to complete the look.
US Japan Fam - How to Dress Up for Your Child’s School Events
Parent-Teacher Conferences

You never know what can happen during parent-teacher conferences. Besides meeting with your child’s teachers, you might also explore students’ exhibits and booths, mingle with other parents, or take a tour of the campus. As such, you need an outfit that allows you to sit, stand, and move around comfortably, not to mention something stylish so you can walk with a spring in your step.

When in doubt, your best bet is to go for a fit-and-flare dress in a neutral hue, as this style can help you create an elegant and feminine vibe. Wear it with a cardigan and pointy flats or low heels that complement the color of your dress to tie everything together. If you want to wear pants, consider selecting dressier types like cigarette or stove pipe pants. Pair them with an asymmetrical top, a stylish blouse, or a white button-down shirt. As for shoes, closed-toe pumps, kitten-heel sandals, and strappy heels are great options.
Field Trips

If you’ve signed up to chaperone your kid’s school trip, you need something that’s not only fashionable but also comfy and functional. That’s because there’s a great chance you’ll spend considerable time on your feet managing and keeping an eye on playful children. When selecting clothes, remember to consider the weather and the itinerary.
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Stay comfy and warm with a chunky sweater, jeans, and ankle boots with padded insoles during the cooler months. For warmer days, you can wear a short-sleeve button-up shirt, a dark-colored t-shirt, or a linen tunic. You can pair them with denim leggings and comfy rubber sandals or espadrilles for a cute summer vibe. Whatever pieces you choose, make sure they’re suitable for academic environments. That means tank tops and shorts are a no-no, even if the weather is hot and humid.

You may also need to bring additional layers to keep you comfortable throughout the day. Consider packing a shawl or a lightweight jacket that you can readily use to stay warm when visiting museums, auditoriums, and similar places that are usually chilly.
US Japan Fam - How to Dress Up for Your Child’s School Events
Plays, Recitals, or Talent Shows

Attending school plays, recitals, talent shows, and similar functions where your child will go on stage and perform is a remarkable opportunity to show them that you value their skills and talents. When planning a suitable outfit, you may want to avoid overly casual pieces, like graphic tees and distressed jeans. Instead, look for dressier options that suit the venue.

If the show is in the school auditorium or local hall, you can opt for a smart casual outfit—something neat and polished but not too formal. For instance, you can wear a black blazer over a printed blouse and go for dark-wash, well-fitted jeans and black heels to achieve a relaxed yet sophisticated look.

When attending school shows in formal venues, try to dress up a little bit more, especially during the evenings. A black wrap dress paired with black heels is a great option, as it flatters the figure and makes you look taller. Add a splash of color to your ensemble with statement earrings or bracelets. You can also wear a stylish blouse with a pencil skirt in a dark shade and pointed-toe heels. Complete your elegant look with a well-made handbag that complements your outfit.
Fundraising Events

School fundraisers are important events where you can meet the school administrators, stakeholders, and other important people. So, make sure to dress up in a way that makes you feel confident and empowered. Consider a well-fitted black or dark gray dress with a classic cut and stylish black heels. You can also opt for a printed dress, but try to stick to delicate and subtle prints on a neutral-colored background. Moreover, keep your accessories simple and classy to create a polished and put-together appearance.

Hopefully, this piece gave you plenty of ideas on how you can dress up for various school functions. Ultimately, the key is to keep your outfits simple and classy, even if the event requires more casual attire. Remember, what you wear can affect people’s perception of you and, indirectly, how they see your child. Thus, you may want to make an effort to ensure that what you wear always reflects your best self.
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MUST SEE: Stranger Sings! the Parody Musical

3/13/2023

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US JAPAN FAM reviews Stranger Sings the Parody Musical Off-Broadway in NYC
Stranger Sings! The Parody Musical is running Off-Broadway in NYC through April 30 (unless the show gets extended AGAIN, which it might, cuz it's THAT GOOD!!!), and if you like ANY of the following , you're going to absolutely love it:
  1. Stranger Things on Netflix
  2. Musical Theater
  3. Parodies... and laughing your butt off
Disclaimer:  I was given free tickets but my opinion is completely unbiased and I absolutely LOVED this show!!
I had only ever seen episode 1 of Stranger Things before, so to know that I'm not very familiar with the suuuuuper popular Netflix series is important.  Despite this, I still utterly enjoyed this musical. Literally laughing out loud throughout. It's hilarious!!! Jokes related to the show, jokes related to the 80's, jokes related to teenage angst and puppy love and silly dancing and omg it's just so so so so good you guys!!
US Japan Fam reviews Stranger Sings the Musical - Jeremiah Garcia, Jeffrey Laughrun, and Jamir Brown in STRANGER SINGS! THE PARODY MUSICAL (photo by Evan Zimmerman_MurphyMade
Jeremiah Garcia, Jeffrey Laughrun, and Jamir Brown in STRANGER SINGS! THE PARODY MUSICAL (photo by Evan Zimmerman_MurphyMade)
Watch my video below for a sneak peak into the really cool theater, which is decorated in such a fun way with Christmas lights and 80's paraphernalia! It's small and intimate, meaning NO BAD SEATS (they actually even have bean bag chairs on the floor if you want to go that route)! The cast even had a little "dance party" for us after they took their bows - you can really tell they love their roles and their jobs!!!
Many wonder if this show is appropriate for kids and I'll say, if you are comfortable with your kids watching the Netflix show, then yes, it'll be fine. The only potentially inappropriate things I noticed were cursing and silly scenes eluding to making out / sex, but nothing was graphic or gory, just 100% pure silly camp. There were several tweens and teens at the matinee I attended, and while my own kids (7, 7, 10) probably wouldn't have gotten half the jokes, they would have enjoyed it, for sure!!
US Japan Fam reviews Stranger Sings the Parody Musical 1097.Jamir Brown in STRANGER SINGS! THE PARODY MUSICAL (photo by Evan Zimmerman_MurphyMade)
The cast of STRANGER SINGS! THE PARODY MUSICAL (photo by Evan Zimmerman_MurphyMade)
In a nut shell - great original songs, beautiful singing, non-stop laughter (from the lyrics to the spoken dialogue to the slapstick comedic movements, dances etc). I mean, come on, Will was a frickin' PUPPET (see photo above), the boys had choreographed bike ride using just the handlebars, and the mom had a whole song about her alter ego being Wynona. So. damn. gooooooood. 
Grab your tickets NOW!!!
​Located at Playhouse 46 in NYC's Theater District (steps from Times Square and Hell's Kitchen)
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7 Common Misconceptions About No Medical Exam Life Insurance

2/21/2023

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These myths may make you reconsider no medical exam life insurance as an option for you.

​This is a sponsored guest post provided by Responsival.
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​When people think of life insurance policies that do not require a medical exam, they most often assume those types of insurance are reserved only for people with serious medical issues. However, that is absolutely not the case. While this type of insurance is a great option for people with health issues, it can also be an option for people in perfect health. This misconception, on top of the many other misconceptions people often have about life insurance with no medical exams ultimately ends up unnecessarily limiting the options people have for life insurance types. Let’s debunk some of those myths and discuss some of the most popular life insurance types that do not require a medical exam.

Debunking the Biggest Misconceptions About No Medical Exam Life Insurance
​
What you believe to be the case about no medical life insurance may not actually be true.
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Getting life insurance is a big decision, so of course, those shopping around for a policy that suits their needs want to do their due diligence when researching. Because many people have so many misconceptions about no medical exam life insurance, they may not consider this type of insurance as a legitimate option. With these 7 myths explained, no medical life insurance may be a serious contender when searching for life insurance policies. 
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Myth #1: Life Insurance With No Medical Exams Are The Only Option For People With Pre-Existing Conditions

​People with pre-existing conditions commonly believe that they will not qualify for traditional life insurance policies or that their life insurance premiums will be completely unaffordable, thus leaving them with no medical exam life insurance as their only option. While each situation will be evaluated by an insurance carrier, many people with pre-existing conditions would be surprised to learn that they can still get a traditional policy at an affordable rate. In fact, there are very few pre-existing conditions that would disqualify someone from a traditional life insurance policy. Some of the medical conditions that may disqualify someone from traditional life insurance may include but are not limited to:
  • Cancer
  • Terminal illnesses with a short life expectancy
  • Alzheimer’s or dementia
  • Medical conditions that are severe enough for hospice care
While current medical health and health histories are considered during a life insurance application, there are very few medical conditions that would disqualify someone from getting traditional life insurance policies. That means, especially if someone’s medical condition is well-managed or not immediately life-threatening, people with pre-existing medical conditions can consider both traditional and no medical life insurance policies to find the one that is right for them. 

Myth #2: People Can Only Get No Medical Exam Life Insurance If They Are Old

Age is a determining factor that does indeed play part in life insurance premiums and rates. Generally speaking, someone young is expected to have a longer life expectancy than someone who is a bit older and therefore is a lower risk to life insurance companies. Just because someone is young and in good health doesn’t mean they can’t also consider life insurance with no medical exams. While they are more likely to get a lower premium and higher coverage amounts with traditional life insurance options, young people can still get quotes for policy options that do not require a medical exam. While some types do require applicants to be within a certain age range or have certain health issues, not all do. So, both traditional and no medical life insurance options should be considered. 
​

On the flip side, just because someone is older, that doesn’t necessarily mean that no medical exam life insurance policies are their only option. Traditional insurance policies may have a higher premium rate and lower coverage, but older adults are still very likely to be approved for a policy of some type if they are in good health. 

​​Myth #3: People Only Qualify for No Medical Exam Life Insurance If They Are Sick

While life insurance policies that do not require a medical exam are great for people who have been denied coverage from traditional policies because of their health, that’s not the only reason why someone may want to get this type of policy. In fact, people in perfect health may still prefer policies that don’t require a medical exam. Here are some common examples of why that may be the case:
  • The applicant has a fear of medical exams.
  • The applicant may not have the time to undergo a medical exam.
  • The applicant has a dangerous job or hobbies which may disqualify them from traditional coverage.
  • The applicant may be court mandated to get a life insurance policy within a certain timeframe. 
No matter what the reason may be, the decision to get a life insurance policy without a medical exam is not always because of health reasons. 

Myth #4: No Medical Exam Life Insurance Applications Will Not Ask Any Medical Questions

Of course, much like the name suggests, when applying for life insurance with no medical exam, there will be no medical exam needed. However, many people assume that the application process requires no medical information at all. In actuality, that is dependent on the type of life insurance policy someone applies for, so someone may still need to answer questions about their own health or their family’s health history. For example, a simplified life insurance application will ask the applicant a few questions about their medical history in order to determine the coverage and premium amount. On the other hand, guaranteed life insurance will not ask any medical questions at all.

Myth #5: No Medical Exam Life Insurance Is Unaffordable

Typically speaking, a life insurance policy that does not require a medical exam does tend to be more expensive than that of a traditional life insurance policy. Because companies do not take as much medical information into consideration, policyholders are automatically considered a higher risk. That’s why premiums tend to be a bit more expensive. What someone considers affordable is dependent on their own personal situation. However, with options to work with a broker or an agent or shop around to compare quotes online, it is possible to find an affordable life insurance policy that does not require a medical exam.

Myth #6: Life Insurance Policies With No Medical Exams Can Provide Similar Coverage as Traditional Life Insurance Policies

When comparing the coverage of traditional life insurance policies to policies that do not require a medical exam, more often than not, policyholders are often able to get a much higher amount of coverage with a traditional policy. A no medical exam life insurance policy, like guaranteed life insurance, may only cover up to $25,000, whereas a traditional life insurance policy can often offer a much higher coverage amount. Sacrificing a medical exam for life insurance does come at a cost in most cases. However, many people are able to find the appropriate amount of coverage they need as they shop around for different options.

Myth #7: Coverage Is Instant Once Approved
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Many people assume that when they are approved for a life insurance policy without taking a medical exam, they have instant coverage. This is not always the case and absolutely depends on the type of life insurance policy. With a simplified life insurance policy, the policyholder is covered as soon as they are approved. With a guaranteed life insurance policy, the policyholder has to go through a waiting period between 2-3 years depending on the company and the policy details. It is always best to double-check when the coverage goes into effect when getting a life insurance policy. 

Common Types of No Medical Exam Life Insurance Policies
Explaining the top 3 most common types of life insurance options that do not require a medical exam​
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No medical exam life insurance policies are not just for people with serious medical conditions, though it can be a good option in those instances. As people shop around for a life insurance policy that works for them, no medical exam policies should be considered in the running just in case one does fit their lifestyle and needs. Of the most common types of no medical life insurance policies, people typically consider accelerated term life insurance, simplified life insurance, and guaranteed life insurance. 

Accelerated Term Life Insurance
While there used to be a time when someone could only get life insurance through a broker or an agent, that’s just not the case anymore. With more and more life insurance options popping up online, life insurance policies are only getting more accessible. Now, it’s even possible to get no exam term life insurance policies under an accelerated process. Accelerated term life insurance is not something that’s offered by every life insurance provider, but it is becoming much more popular. It’s the same as a traditional life insurance policy, however, the application is much simpler and faster.

In this case, an applicant would provide details about previous health records, financial information, and lifestyle habits. With these details, companies opt to use algorithms to bypass the need for a human underwriter to review the application. Depending on the applicant’s situation, they can get a fairly high coverage amount for an affordable rate. Despite the simplicity, if someone is in poor health or has a family history of serious medical conditions, they may be denied coverage. An accelerated approach to term life insurance is a great option for people in good health who need coverage quickly, but may not be the best option if they have serious health issues. 

Guaranteed Life Insurance
Guaranteed life insurance is a common type of policy that does not require a medical exam. In this instance, when someone applies for a guaranteed life insurance policy, not only is the medical exam not required but there is also no requirement for the applicant to answer any type of health questionnaire or give any information about medical history records. In an instance where health problems disqualify someone from getting any other type of life insurance, guaranteed life insurance is typically the best option. 

Because many of the people who get guaranteed life insurance are in poor health, life insurance providers view guaranteed life insurance policyholders as a high risk. Because of that, guaranteed life insurance policies have small death benefits, high premiums, and long waiting periods until death benefits kick in. While it does depend on the company and the policy, people who get guaranteed life insurance can expect to only get a death benefit between around $2,000-$25,000. The waiting period for this type of insurance is on average between 2-3 years, so if the policyholder dies before that waiting period is over, the death benefit is not paid out. With this being said, life insurance providers will repay the premiums of the policyholder, oftentimes with interest. 

Simplified Life Insurance
Simplified life insurance is a type of no medical exam policy with an extremely short and simple application process. While the applicant doesn’t have to take the medical exam, the application for simplified life insurance policies does tend to ask a few health questions, though that portion is fairly brief. The health questionnaire allows life insurance companies to assess an applicant's health risks in a modified format so that they can set appropriate death benefits and premiums. 

While the process of getting a traditional life insurance policy can take anywhere from 1-2 months, a simplified life insurance policy may only take days for coverage to go into effect once approved. Beyond the benefit of not taking a medical exam, people typically opt for a simplified life insurance policy if they need coverage quickly. In comparison to guaranteed life insurance, simplified life insurance policies may offer a higher death benefit, which can be anywhere between $5,000-$100,000. Though premiums are a bit higher than traditional life insurance policies, simplified life insurance policies are a good route for people who need life insurance quickly. 

Finding a life insurance policy can be a tough decision, and limiting the options only makes that decision harder. With these misconceptions about no medical exam life insurance policies explained, this type of insurance may no longer be ruled out as an option. Though no medical exam life insurance policies may not be the best option for everyone, they could be the right option for you.

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Stay Hydrated with this Scent Based Water Bottle

2/16/2023

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US Japan Fam reviews the JMEY Scent Based Water Bottle for ultimate hydrating experience
Do you struggle with staying hydrated? Keeping your kids hydrated?  You're not alone! It's recommended to drink half an ounce to an ounce of water per pound of body weight (depending on climate, exercise, diet, etc). So, a 150 pound woman should aim to drink 75 - 150oz a day!

Staying hydrated can be a real struggle, and many resort to infusing their water with tea, sweeteners, fruit, or Co2. But if you're sipping on something other than pure water all day long, it can really take a toll on your teeth!!

​So I'm really excited to give you a new option which is this SCENT-BASED water bottle from JMEY, who sponsored this post! Watch my video below to see how it works, and keep reading for some up close photos AND a link to buy it (with a 15% off coupon)!!
I had never heard of a scent-based water bottle before, and was SO curious to see how it works!! Let me go over some of the key features and questions you may have:

1. HOW is it scented!?
This water bottle comes with 2 scent pods. You just use one at a time, each one lasts about 60 days. It sits around the mouth piece of the water bottle. It doesn't go into the water compartment of the bottle. It doesn't touch the water or your mouth. It simply sits there smelling like delicious peach as you drink!! It's deactivated to stay fresher when you close the top of the water bottle.  You take the scent pod off when you wash the bottle and then plop it right back on after the bottle is dry.
usjapanfam reviews jmey scent based water bottle - how the scent pod works
2. Can you taste the scent??
No, at least I don't. I thought maybe smelling the peach would trick my mind into tasting it, but it didn't. It simply smells delicious and tastes like fresh pure water, making it a really refreshing and interesting experience!! 
US Japan Fam reviews JMEY scent based water bottle - scent pod is under your nose not in water or touching your mouth
3. What comes with the bottle?
  • This comes with a HUGE 32oz water bottle made of lightweight, durable and BPA-free Tritan, with attached lid
  • Instruction manual
  • 2 sealed peach scent pods (each lasts up to 60 days)
  • 1 cute matching carabiner
  • 1 straw that inserts from under the lid
  • 1 straw cleaner.
Worth noting: it does not come with a bottle cleaner, which you do need because the mouth of the bottle is not wide enough to get your hand down there to manually clean with a sponge. 
usjapanfam reviews JMEY scent based water bottle what it comes with
4. Is it insulated?
No... so it won't keep cold drinks cold for hours and hours (not without ice anyway), and you cannot use hot drinks in it. BUT, because it's not insulated stainless steel, it's SUPER LIGHTWEIGHT.
5. What's my favorite feature?
It's a tie between the scent pod and the lid, which has a lock you can flip up to ensure it won't open accidentally in your bag or on the floor of your car (which is a huge problem I have with my previous water bottle). When not in the locked position, you just press once to flip the lid open and drink. Super easy, you don't have to squeeze or hold anything while drinking. Then flip and snap it shut, and lock if you'll be setting it down somewhere risky (which for me is in my bag, in the car, or anywhere in my home with my kids running around!)
usjapanfam reviews JMEY scent based water bottle great anti-spill lock
6. Where can I buy it??
On Amazon, of course!!! Click here (**affiliate link) to buy the JMEY Scent-Based Water Bottle with 2x Scent Rings in pink or grey, and get 15% off through March 13, 2023 - the promo code 15JMEYAA should automatically apply if clicking that link) **as an Amazon Associate, I receive commission from clicking the above affiliate link
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Win 4 Tickets to Flip Circus 2023 Tour

2/2/2023

4 Comments

 
usjapanfam giveaway - win 4 tickets to Flip Circus 2023 Tour
If you haven't been to Flip Circus or any circus by the Vazquez Family yet, you are missing out!! We've been hosted to see 2 in the past year and can't wait to check out the next show at their first stop on their 2023 tour - in Yonkers NY!

No animals are used, only insanely talented (and consenting) humans - so it's more of a cirque than what you may consider a "circus", and I couldn't love it more! I'm not sure what the acts will be this time, but in the past we've seen amazing contortion, juggling, motorcycles in cages, hilarious acrobatic clowns, and much much more! Fun for the whole family!!

Check out our highlights videos below from 2 previous shows, and enter to win a 4-pack of tickets to your choice of day/time at any of their 2023 tour locations in the giveaway app at the bottom of this post. 2023 scheduled shows include:
  • Yonkers (March 3 - 20)
  • Staten Island (March 24 - April 10)
  • Long Island (April 14 - 24)

ENTER TO WIN IN THE APP BELOW!!! 

Just leave a comment and let us know in the app you did so! Any extra actions taken (some can be done daily) will earn you extra entry points :)

Giveaway open to US residents ages 18+ and will end at 11:59PM ET on Thursday, February 9. Winner will be chosen randomly, contacted via e-mail (and social if applicable) and given 48 hours to confirm win (choice of date/time/location can be finalized later on, no rush - much of their tour schedule is still in the TBA).
a Rafflecopter giveaway
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2023 Best Skincare Products on Amazon

12/19/2022

5 Comments

 
2023 Best Skincare Products on Amazon
Disclaimer: This post was sponsored by Eclat but all thoughts and opinions are my own. This post includes affiliate links - as an Amazon associate, I earn a small commission from purchases made after clicking links below, at no extra cost to you.

Whether you're looking for anti-aging serums and anti-wrinkle face creams like me, or looking for acne cream or general hydration and skin care routines, I hope you'll find this post and my embedded demo video below helpful!!

Here are what I think are the 2023 best skincare products on Amazon, all from a great seller, Eclat Natural Skincare, who sent me a set of their best selling skin care products! All featuring the purest most natural ingredients, undiluted, sustainably sourced, suitable for all skin types, and utilizing packaging that will protect against UV damage and keep products as potent as possible.

Watch the video below (with unboxing & demo of each product) and keep reading for more on each of these great products!

2023 Best Skincare Products on Amazon - Eclat Vitamin C Serum
Eclat Vitamin C Serum

What it does: Customers report smoother & brighter skin, with reduced fine lines, acne, and dark spots.

What's in it: 20% Vitamin C, retinol, jojoba oil, vitamin E, aloe vera & MSM. It utilizes the purest and most stable form of Vitamin C (sodium ascorbyl phosphate). It's cold pressed for 4x more stability. Its synergetic ingredients boost Vitamin C's power for accelerated skin renewal and new cell turnover, to see results 6x faster.

My thoughts: I'll update with results once I've been using it for a month, but for now I love the feel. It's not oily or sticky, which really surprised me as it's a "serum" with a handy little dropper. I put it on all over my face after washing in the morning and evening, and put on my usual lotion afterward. There's no smell or anything negative to report - I love using it!!

2023 Best Skincare Products on Amazon - Eclat Anti-Wrinkle Cream
Eclat Anti-Wrinkle Face Cream

What it does: Customers report plumper skin in just 2 weeks, and in 6 weeks, more radiant, rejuvenated, firm,  & smooth skin with improvements in fine lines and deep wrinkles.

What's in it: Vitamin C, Vitamin E, Collagen, Hyaluronic Acid, 6 age-erasing peptides and anti-oxidents (including organic green tea, jojoba oil, & safflower seed oil), Matrixyl 3000, Argireline ("natural botox" - clinically studied to reduce deep wrinkles 197.3% more than common anti-aging ingredients like retinol).

My thoughts: I'll update with results once I've been using it for a month, but for now I love it. It's incredibly hydrating, you can use in morning and night on the face and neck (but there's no SPF so make sure you're using sunblock during the day as well).


2023 Best Skincare Products on Amazon - Eclat Aloe Vera Gel
Eclat Pure Aloe Vera Gel

​What it does: Customers report immediately soothed skin. Great for sun burns, minor injuries and irritations, eczema & psoriasis, and much more.

What's in it: Not diluted with water, alcohol or other fillers as most other aloe vera gels are, Eclat's contains 99.75% pure aloe vera juice, with Vitamin C as a natural preservative. Each aloe leaf is hand-picked in Australia at its ripest and filleted to preserve 99.8% of its natural micronutrients. It's then cold pressed for 2x more potency.

My thoughts: A beautiful clear gel that's easy to apply to even the most sensitive skin. We've been using it on my daughter's winter-induced eczema and I'll definitely be keeping it on hand in summer for potential sun burns.

2023 Best Skincare Products on Amazon - Eclat Acne Cream
Eclat Acne Cream

​What it does: Customers report clearer skin and reduction in blackheads in just 10 days.

What's in it: Featuring nano salicylic acid for deep pore exfoliation, plus safflower seed oil for reduced sebum production. Encapsulated Vitamin C penetrates the skin deeper for maximum regeneration and reduction in acne scars. Olive fruit oil and allantoin calm and moisturize skin rather than drying it out like other acne creams.​

Buy Eclat Vitamin C Serum, Collagen Anti-Aging Anti-Wrinkle Face Cream, Pure Aloe Vera Gel, Acne Cream, Retinol Serum, or Hyaluronic Acid serum here:​
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    About Me ^_^

    I'm a NYC metro area mom blogger living in NJ with my Japanese husband & our 3 kids (twins plus 1).  This blog is chock full of product reviews, family travel guides, and giveaways galore! It's also home to Bay Ridge Families, and several guides focused on kid-friendly activities and guides to South Brooklyn, Hudson Valley, and New Jersey, as well as family-friendly destinations beyond the NYC area (check the menu bar!)

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