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  • Blog
  • About Me
    • Contact
    • Hire Me!
    • Mommypreneur Coaching
    • Subscribe to our List Serves!
    • Press Page - Travel
    • Privacy Policy & Disclaimers
  • Family Travel + Momcations
  • NJ / NY Guides
    • Day Trips & Weekend Getaways from NYC
    • Hudson Valley >
      • Day Trips & Activities
    • Bay Ridge Families >
      • Life in NYC >
        • Brooklyn
        • Bronx
        • Manhattan
        • Queens
        • Staten Island
      • Summer Camp Guide
      • Birthday Party Guide
      • Classes & Activities for Babies & Toddlers
      • Halloween Guide
      • Holiday Guide
      • Scavenger Hunt
      • Advertising
      • Submit Your Event
  • DIY Hair Inspo!

Decluttering Delight: How Storage Units Simplify Your Living Space

11/27/2023

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Disclaimer: Sponsored guest post provided by Rhino Rank.
Decluttering Delight: How Storage Units Simplify Your Living Space - US Japan Fam
In a world that often seems to value more, we're witnessing a shift towards the beauty of less. Minimalistic living is becoming a lifestyle choice, but it's not without its challenges. The struggle to manage excess belongings in our limited living spaces is real. That's where the concept of storage units comes in—a practical solution to declutter and simplify our living spaces.

The Psychology of Clutter and Its Impact
Before diving into the world of storage units, let's understand the weight of clutter on our shoulders. Clutter isn't just about physical mess; it takes a toll on our mental well-being. Studies suggest a direct correlation between a clutter-free environment and reduced stress levels. Imagine coming home to a space that invites relaxation, not chaos. Decluttering is not just about aesthetics; it's a step towards mental clarity and improved productivity.

Understanding Different Types of Storage Units
Storage units aren't a one-size-fits-all solution. They come in various types catering to different needs. This also means storage unit prices vary, catering to different budgets. Self-storage units offer convenience, climate-controlled units protect your belongings from weather extremes, and mobile storage provides flexibility. Choosing the right type is crucial. It's like finding the perfect puzzle piece to complete the picture of your decluttering journey.

Strategies for Effective Decluttering
Embarking on the journey of decluttering requires a thoughtful approach, recognizing that it's not a sprint but a marathon. Here's a step-by-step guide to make your decluttering process effective and, dare we say, enjoyable:

Step 1: Preliminary Assessment
Begin with a preliminary assessment of your space. Take a holistic view, noting areas that need attention. This initial survey sets the stage for a focused and systematic decluttering endeavor.

Step 2: Categorization Magic
Now, let's dive into the heart of decluttering—categorization. Develop a system that works for you. Classify items into categories like 'keep,' 'donate,' 'sell,' or 'store.' This not only streamlines decision-making but also paves the way for organized storage.

Step 3: Set SMART Goals
Make decluttering manageable by setting Specific, Measurable, Achievable, Relevant, and Time-bound (SMART) goals. For instance, aim to declutter the kitchen within a week or tackle the wardrobe over the weekend. These goals act as guideposts, keeping you focused and motivated.

Step 4: The Room-by-Room Approach
Feeling overwhelmed by the sheer magnitude of the task? Fear not. Adopt a room-by-room approach. Start with a space that feels less daunting, perhaps a bathroom or a home office. Achieving small victories in each room builds momentum and confidence.

Step 5: Sorting Sensation
As you tackle each room, immerse yourself in the sorting sensation. Create designated piles for each category—what stays, what goes, what gets sold, and what finds a home in storage. This methodical sorting ensures nothing slips through the cracks.

Step 6: Decision Dilemmas
Deciding what to keep or let go can be challenging. Consider the Marie Kondo approach—does the item spark joy? If not, it might be time to bid farewell. Evaluate the usefulness and emotional value of each item to make informed decisions.

Step 7: Small Victories, Big Transformations
Celebrate small victories along the way. Completing a room or reaching a milestone in your timeline deserves recognition. Acknowledging progress fuels the motivation to continue, turning seemingly insignificant steps into profound transformations.

Step 8: Revisit and Revise
Decluttering isn't a one-and-done deal. Regularly revisit and revise your living space. As lifestyles evolve, so do our belongings. Schedule periodic decluttering sessions to ensure your space remains a harmonious sanctuary.

Maximizing Space with Storage Units
Ever felt your home was bursting at the seams? That's where storage units come to the rescue. They're not just a place to dump things; they're a strategic extension of your living space. Organizing items within the unit is an art. Think vertical storage, labeled boxes, and clear pathways. Your storage unit isn't a forgotten closet; it's an accessible extension of your home.

Safety and Security Considerations
Concerned about the safety of your cherished belongings? Addressing the security aspect is crucial. From robust lock systems to facility security features, storage units are designed to keep your items safe. Pro tip: consider insurance for added peace of mind, especially for valuable or delicate items.

Balancing Cost and Convenience
Let's talk money. Storage units come with a cost, but the convenience and benefits often outweigh it. Finding the right balance is key. Shop around for affordable and reliable solutions. Many facilities offer competitive rates and promotions. Remember, it's an investment in your living space and peace of mind.

Incorporating Storage Units into a Lifestyle Change
Decluttering isn't just a one-time event; it can be a lifestyle change. Embrace minimalism, and let storage units be part of your journey. Real stories resonate, so here's one: Meet Alex, who transformed a cramped apartment into a minimalist haven with the help of storage units. It's not just about storage; it's about a mindset shift towards simplicity.

Maintaining Organization Long-Term
Congratulations, you've decluttered! Now, how do you keep it that way? Regular reviews and decluttering sessions are the secret sauce. It's not about perfection but about progress.Make it a habit, not a chore. A clutter-free life is an ongoing commitment to conscious living.

Conclusion
In the pursuit of a decluttered and simplified living space, storage units emerge as unsung heroes. They offer not just physical space but mental space—a canvas to paint your life in simplicity. So, dear reader, consider storage solutions as more than just boxes in a room. They are the architects of your decluttering delight, paving the way for an organized and peaceful living environment.
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TV Mounting Options: Fixed, Tilted, or Full-Motion?

10/16/2023

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usjapanfam TV MOUNTING OPTIONS
Guest post sponsored and provided by Rhinorank.
When it comes to setting up your home entertainment system, one of the key decisions you'll face is how to mount your TV. Gone are the days of bulky entertainment centers taking up precious floor space. TV mounting not only saves space but also offers a sleek and modern look to your living room. But with various TV mounting options available, how do you choose the right one for your needs? In this guide, we'll explore the three primary TV mounting options from TV mounting companies: Fixed, Tilted, and Full-Motion. Each has its own advantages and disadvantages, and by the end of this post, you'll have a clear idea of which one suits your setup best.
usjapanfam - fixed tv mount
Fixed TV Mounts: Simplicity at Its Best

​Pros:
  • Super simple and budget-friendly.
  • Keeps your TV snug against the wall.
  • Ideal for rooms with little glare.
Cons:
  • No flexibility in viewing angles.
  • Requires precision during installation.
Fixed TV mounts are the most basic and straightforward option. They are like the "no-frills" version of TV mounting. If you're all about simplicity and keeping things minimalistic, this might be the choice for you.

​How It Works
A fixed TV mount attaches your TV securely to the wall with minimal space between them. The TV stays parallel to the wall, and there's no option to tilt or swivel it. The simplicity of this setup can be a big plus, as it doesn't overwhelm your room with extra gadgets or visible cables.

When to Choose a Fixed TV Mount
  1. Minimalist Aesthetic: If you prefer a clean, uncluttered look in your living space, fixed TV mounts are perfect. They won't draw attention away from your TV's sleek design.
  2. Low Glare: In rooms with controlled lighting or where glare isn't a big issue, fixed mounts work well because there's no ability to tilt the TV to avoid reflections.
  3. Budget-Friendly: Fixed mounts are generally the most affordable option, making them a great choice for those watching their spending.
usjapanfam - tilted tv mount
Tilted TV Mounts: Finding the Sweet Spot

Pros:
  • Slight tilting for improved viewing angles.
  • Easy installation.
  • More budget-friendly than full-motion mounts.
Cons:
  • Limited range of motion compared to full-motion mounts.
  • May not be suitable for high mounting positions.

Tilted TV mounts offer a bit more flexibility compared to fixed mounts. They allow you to tilt your TV up or down, typically by a few degrees. This minor adjustment can make a significant difference in your viewing experience.

How It Works
A tilted TV mount is similar to a fixed mount but with a hinge that lets you tilt the TV vertically. This feature comes in handy when you want to mount your TV slightly higher on the wall, like above a fireplace mantel, while still maintaining a comfortable viewing angle.

When to Choose a Tilted TV Mount
  1. Above Eye Level: If your TV is mounted higher than eye level, a tilted mount can help angle it downward for a better viewing experience.
  2. Reducing Glare: Tilted mounts can also be useful in rooms with windows or bright lights, as you can adjust the angle to minimize glare.
  3. Affordable Flexibility: If you want a bit more flexibility in your TV's position without splurging on a full-motion mount, a tilted mount strikes a good balance.
usjapanfam - full motion tv mount
Full-Motion TV Mounts: Ultimate Flexibility

Pros:
  • Full range of motion: swivel, tilt, and extend.
  • Ideal for corner mounting or multiple seating areas.
  • Adjustable for optimal viewing from any angle.
Cons:
  • Typically more expensive.
  • Installation may be more complex.

Full-motion TV mounts, also known as articulating mounts, are the most versatile option. They allow you to swivel, tilt, and extend your TV in multiple directions. If you want the freedom to watch TV from various spots in the room, this mount offers the ultimate flexibility.

How It Works
A full-motion TV mount has a bracket that attaches to both the TV and the wall. It's equipped with multiple hinges that enable you to tilt the TV up and down, swivel it left and right, and even extend it away from the wall. This range of motion lets you find the perfect viewing angle, whether you're sitting on the couch or working out on your yoga mat.

When to Choose a Full-Motion TV Mount
  1. Multiple Seating Areas: If your room has multiple seating areas or you often move around while watching TV, a full-motion mount ensures everyone has a good view.
  2. Corner Mounting: For corner placement, where the TV needs to be angled toward the center of the room, a full-motion mount is the best choice.
  3. Flexibility is Key: If you love the idea of customizing your TV's position for different activities, like gaming, working out, or movie night, a full-motion mount provides that flexibility.

Installation Tips for TV Mounts

​No matter which type of TV mount you choose, proper installation is crucial for safety and functionality. Here are some installation tips to consider:

1. Find the Right Wall Studs
Use a stud finder to locate the wall studs where you'll mount the bracket. Mounting your TV directly into the studs ensures a secure attachment. If you can't find a stud in your desired location, consider using wall anchors designed for TV mounting.

2. Level and Measure Carefully
Ensure the TV mount is level before attaching it to the wall. Use a level tool to double-check, and measure the distance from the floor to ensure the TV is at the right height for comfortable viewing.

3. Conceal Cables
To maintain a clean and organized appearance, consider running cables through wall conduits or using cable covers to hide them. This not only looks neater but also prevents tripping hazards.
​
4. Have the Right Tools
Gather all the necessary tools before starting the installation, including a drill, screws, anchors, a screwdriver, and a wrench. Follow the manufacturer's instructions closely for your specific TV mount model.

Conclusion: Choosing the Right TV Mount for Your Needs

In the world of TV mounting, there's no one-size-fits-all solution. Your choice depends on your room layout, viewing preferences, and budget. To recap:
  • Fixed TV Mounts are simple and budget-friendly, ideal for minimalist aesthetics and rooms with controlled lighting.
  • Tilted TV Mounts offer a bit more flexibility with minor tilting, making them suitable for higher mounting positions and glare reduction.
  • Full-Motion TV Mounts provide the ultimate flexibility, allowing you to swivel, tilt, and extend your TV for optimal viewing from any angle. They're perfect for rooms with multiple seating areas and corner placements.

​Consider your specific needs and the layout of your room before making a decision. Whichever TV mount you choose, a well-installed mount can elevate your viewing experience and give your living space a modern, clutter-free look. So, get ready to enjoy your favorite shows and movies in style!
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The World Culture Festival: Bringing Peace to Families

10/3/2023

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World Culture Festival - US Japan Fam
Guest post provided by Isabella Blackwell
We are literally buzzing from the excitement of the past three days! It could be from the beats of thousands of drums or dancing alongside ten thousand dancers – the melodies still echoing throughout our bodies, or perhaps it’s the lingering resonance of heightened vibrations from meditating with hundreds of thousands of others. Any of these solitary events would have been more than we’ve ever experienced before, but together, along with so many others, they were life-changing. Together. If together is one word that represents the belongingness we felt at the World Culture Festival, another would definitely be family. The overarching theme throughout the festival was that together, we are a one world family. We felt that every step of the way. The World Culture Festival was not an event of the year, or even the decade; this experience will last a lifetime. 
A Kids’ Cultural Kaleidoscope 

WCF allowed us all to embrace our inner child; yet, there were so many exciting opportunities just for children to celebrate! There were no limitations on FUN! In addition to the games and frolicking galore, children explored the Kids Wellness Exhibit to learn about the SKY Kids Programs, learned how to access their intuition, and participated in well-being activities. Our children loved taking part in the breathing exercises and learning how to use them at school, during their extracurricular activities, and at home. 

​
I Belong to You

Washington DC - The World Culture Festival - US Japan Fam
The Lincoln Memorial and Washington Monuments weren’t the only monumental elements at WCF. Teens showed up for the World Culture Festival in a colossal way! The ‘I Belong To You’ Youth Chorus extended the theme of the festival, reminding us all that no matter what our backgrounds, cultures, or religions may be, we are united and we are family. Teens not only had the chance to test their lungs in the chorus, but also by learning breathwork. They experimented with best practices and tips to prioritize their mental health with real-life successes shared by their peers at the Teen Well-Being Exhibit in Festival Village. 

Helping Hands - Keeping it Real

Juggling wasn’t part of the festival that I saw, but I certainly did my fair share of it. This event was incredible; moms, let’s keep it real though. Three kids, three days, and hundreds of thousands in attendance. Yes, my mom-radar was on overload! There were no shortages of temper tantrums, moods, and all the shade-throwing – and that’s just from my three year old. Throughout the World Culture Festival, our new one world family took care of my family. There seemed to be a sea of volunteers available. They checked us in, guided us to the locations we wanted to visit, helped us find seats, and offered us water bottles. Volunteers even helped with childcare for my self-care moment at the Ayurveda Health Spa and to attend the meditation.

The Ripple Effects
Art of Living volunteers - World Culture Festival - US Japan Fam
Volunteers at the World Culture Festival walked the talk! It was clear that service was at the heart of every activity, and through that connection and our observance of their dedication to serve, we were empowered to do the same. As a family, we learned ways that we could contribute to the betterment of our communities and our planet, both as individuals and as a family. The World Culture Festival instilled a sense of service in us and inspired us by their humanitarian and relief programs already in place that we could volunteer with too! Service was a key element that united us all. Whether we want to join in disaster relief initiatives, stand up for peace, demand equality for all, or explore environmental restoration efforts, we only had to say, “YES!”. 

A Brush with Stardom!

Everywhere families celebrated at the World Culture Festival. You couldn’t help but witness the families connecting with each other, exploring new things, and a sense of wonder that enveloped the festival grounds. Parents played guitar side-by-side with their children in the 1000-person guitar ensemble. In that moment, dreams came true, and new dreams were made. Novice and expert guitar players alike, experienced stardom when they performed the legendary ballad “All You Need is Love” and the World Culture Festival’s theme “We Are One,” written and performed by Micki Free on stage with him. The audience thundered with applause at the first notes of the sing-a-long and erupted again at its final melody. 

If becoming a rockstar wasn’t the rise to family stardom you sought, dance was also a claim to fame on hand at the World Culture Festival. 10,000 dancers of all ages joined together, encircling the National Mall for a record-setting Garba performance. Families danced together with simple yet mesmerizing fluidity. Garba was an appeal to our senses with its powerful rhythm that left us entranced. 

An Incomparable Peace: Meditation with Gurudev Sri Sri Ravi Shankar
Gurudev Sri Sri Ravi Shankar - World Culture Festival - US Japan Fam
Our host and founder of the Art of Living, Gurudev Sri Sri Ravi Shankar, is a world-renowned spiritual leader and humanitarian dedicated to uplifting and empowering individuals and communities – and we definitely experienced that first-hand! Wow. To meditate with thousands of others is an unforgettable experience, but to be guided by Gurudev was beyond my wildest dreams. I touched an inner peace and clarity that opened my eyes to what is possible, and I’ve carried that remembrance with me ever since – it’s even helped me stay calmer managing my little ones! And to feel united in deep meditation with everyone around me and truly know at my core that we are all connected and totally one has given me a new lens on life. I’m just so grateful!

A Monumental Shift

There are moments in life that shift the trajectory of the path ahead, and I can say that for my family and I, we’ve had our eyes opened wide! We’ve tasted new foods (even the kids!) from faraway lands, explored our creativity in new ways, learned how to use breathwork to manage stress, and experienced SO many different cultures. But ultimately, we felt united with those around us – an experience that will continue to enrich our everyday lives beyond the festival. 
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10 Fall Trends That’ll Do a Body Good

9/22/2023

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10 Fall Trends That’ll Do a Body Good - US Japan Fam
From the hottest cool weather fashion to Fall cleanup hacks,  and even an amazing natural gel for quick muscle and joint pain relief after spending hours raking up leaves, I hope you enjoy my latest roundup helpful, "10 Fall Trends That'll Do a Body Good" - Let's go!!
​Disclaimer: This post was sponsored by Responsival. Below you'll find affiliate links (marked with ** or "shop now" images). As an Amazon Associate, I receive a small commission from qualified purchases made after clicking these links. Ya girl's gotta fund her family's travels somehow - thank youuuuu for understanding!!

1. ZoomBroom
Fall cleanup is no joke. It's one of the only things I miss about city living: not having to spend hours and hours raking leaves - it's EXHAUSTING!!! But there is a hack - you've got to invest in an amazing leaf blower, the lighter the better. With 75 mph of wind speed powers and weighing only TWO POUNDS, ZoomBroom** Lightweight Cordless Stick Blower is pretty much the best combo of lightweight and powerful leaf blower on the market!!

​But you don't have to take my word for it - it was ​listed in Good Housekeeping's 2023 Best Cleaning & Organizing Awards! You still gotta get all those leaves to the curb or into biodegradable bags, but this powerful blower will save you TONS of time and energy!

2. Doctor Hoy's Natural Pain Relief Gel:
This oil-free all-natural gel features Witch Hazel and timed release menthol for 2-5 hours of muscle and joint pain relief, and reduction of inflammation. The perfect treatment of everything from your monthly cramps to sore muscles after a hard workout or raking leaves! The pain relief gel is available in roll on or tube, and they also have Arnica boost and a hot/cold therapy pack!
Doctor Hoys Natural Pain Relief Gel - US Japan Fam

3. Have FUN with Fitness!!
We know it's important to exercise our body, mind, and spirit. We need to get the heart pumping and the muscles moving! If you find working out tedious and boring, let this be the year you find something fun and exciting!! There are so many kinds of workouts and classes to choose from, but one at the top of my MUST TRY list is Bungee Assisted Cardio (aka Sling Bungee / Bungee Fitness / Aerial Bungee). You may have seen this on TikTok - you're harnessed in and let the bungee ropes help you lunge, dance, leap, and fly across the room. It's a low-impact, high-intensity cardio workout and it looks like SO much fun. It's been gaining momentum over the past couple of years, so you may be able to find a class near you, just search for a "bungee fitness near me" or something like that! If any one is in northern NJ or NYC and wants to try a class with me, leave a comment, I'm SO IN!

4. Met​allic Boots
According to Glamour's "12 Fall 2023 Fashion Trends You’ll Actually Want to Wear", metallic footwear is IN this fall! But this roundup is all about products that will do your body good, so of course we're looking at warm, comfy and supportive metallic fall footwear. Take a look at these fun and shiny chelsea boots, flats, and rain boots!

5. Take your bedding to the next level
​From a thick plush comforter to a cervical support memory foam pillow that cradles your neck, now is the time to get take your bedding to the next level so you'll be warm and cozy all winter long! But don't stop at upgrading your comforter and head pillow. If you need help with hip, neck, or back pain, you may want to give these half moon and knee support pillows** a try!! And if you need an extra layer during winter, we LOVE this 10x10 plush blanket** over our comforter, it adds warmth and also acts as a weighted blanket, SO comfy and cozy, and it's perfect over our queen so we're never fighting over blanket LOL!!

6. Elevated Athleisure
According to Glam in their "20 Fall 2023 Fashion Trends To Know Now" article, "elevated athleisure is going to be one of this fall's most wearable trends, and we're here for it"! What's this mean? Take your typical super comfy athleisure (yoga pants and sports bra set or hoodie and sweat pants) and elevate with a necklace or bag, heels or boots, or swap out the spandex leggings for leather! Here are some fun items to inspire:

7. Heated Vest
Whether hiking, horseback riding, raking leaves, or waiting for the kiddos at the bus stop, a rechargeable heated vest is going to keep your core warm without restricting your movement, so we are LOVING this technology! There are many brands out there, I love this heated vest by Doace** (see my demo video below). Wear it as is in spring or fall, or layer under a bigger coat to stay toasty warm all winter!!

8. Cozy Coat
In fall you want to stay warm but look cute, no better way to do that than in a fuzzy teddy bear jacket, faux fur coat, or thick oversized cardigan!! Here are some top rated amazingly awesome ones to add to cart:​

9. House Slippers
If you're not an outdoor-shoe-free household yet, get on board, because your home will be so much cleaner!! But don't worry, you don't have to be barefoot (which can be quite cold and uncomfortable during the colder months)! On the contrary, this is the time of year to make sure you have great cozy house slippers on hand that will benefit you in a number of ways:
  • grippy soles can help prevent slips
  • memory foam and/or orthotics can provide support and comfort
  • fleece, sherpa, or faux fur linings can keep those tootsies toasty
Here are a few amazing ones we think you'll want to consider:

10. Comfier Gardening Hacks
If you love flowers, fall means hitting the garden to swap out dying summer flowers for hardier ones like mums! We've got some favorites to help you tend to your garden with more comfort and style! From a knee saving pad** (for gardening and giving kids/pets baths) and protective gardening gloves to rain boots and sun hats, check these out:

10 Fall Trends That’ll Do a Body Good - US Japan Fam - Vertical
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Unlocking the Rich Tapestry of Ohio's Culture: Tips for Authentic Encounters

7/18/2023

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Unlocking the Rich Tapestry of Ohio's Culture - US Japan Fam
Guest post provided by RhinoRank.
Join us as we set out on a journey through the Buckeye State, a realm brimming with vibrant cultural tapestry and engaging heritage. From dynamic cityscapes to tranquil rural scenes, Ohio unfolds like a well-kept secret with countless tales lying in wait. Be it for the intrepid globetrotter or the intrigued local, unveiling the in-depth, genuine experiences housed within Ohio's cultural milieu is truly unmatched.

So, buckle up and embark with us on this excursion, deciphering the mysteries and strategies for immersing in Ohio's alluring past and present. Prepare to encounter fresh insights, awaken your senses, and craft lasting memories – because Ohio's cultural jewels are just yearning for your exploration!
Discovering the Cultural Depth of Ohio

​Ohio is a realm with a profound cultural heritage, dating from its humble beginnings as a frontier settlement to its current prominence as a pioneering industrial and agricultural hub. Ohio's diverse populace is mirrored in its culture, boasting an array of traditional music, art, culinary, and customs.

To delve into an authentic Ohioan cultural expedition, consider several steps. Start with acquiring knowledge about the state's history, allowing a more profound understanding of the individuals shaping Ohio's culture. Next, explore some of the state's museums and historical landmarks, such as the world-renowned Cleveland Museum of Art in the heart of the state. This prestigious institution holds an extensive collection of global art, serving as a testament to human creativity and providing insightful glimpses into the lives and narratives of Ohioans of yore and today.

Further your experience by participating in a cultural festival or gathering. Ohio's communities celebrate their heritage with festivals that bring traditional music, dance, cuisine, and other activities to life. Don't hesitate to interact with the locals. Engaging in dialogue about their customs, preferred delicacies, or viewpoints on Ohio's present culture is among the most efficient ways to comprehend a culture.
US Japan Fam - Ohio nighttime
Celebrations and Festivities in Ohio

Ohio houses a rich tapestry of holidays and events, each emanating a distinct charm. The thrill of Fourth of July fireworks in Cincinnati or the traditional German Christmas markets in Dresden offers something for all tastes. To fully enjoy these holiday and event experiences in Ohio, consider the following tips:
  • Advance planning: Due to the popularity of many Ohioan holidays and events as tourist destinations, early booking of accommodations and tickets is recommended.
  • Dress code awareness: Events range from casual affairs, like the Cincinnati Reds' Opening Day parade, to formal ones like the Toledo Symphony's New Year's Eve concert. Ensure you are aware of the dress code beforehand.
  • Show respect: Always remember to respect local customs and traditions as you partake in Ohio's celebratory events.
  • Enjoy the experience: Above all, relax and have a great time. These celebrations provide a first-hand encounter with Ohio's cultural landscape.
US Japan Fam - Ohio Natural Wonders
Experiencing Ohio's Natural Splendors

​Ohio is a harmonious blend of cultural richness and natural allure. Whether it's the energetic metropolis of Cincinnati or the undulating landscapes of the Hocking Valley, Ohio has much to offer for exploration. Here are some suggestions for witnessing Ohio's best features:
​
  • Take a scenic drive through Hocking Hills State Park, home to magnificent cliffs, waterfalls, and lush forests.
  • Savor the local gastronomy in Toledo, renowned for its delectable Spanish and Mexican cuisine.
  • Spend a day unraveling the natural beauty of Cuyahoga Valley National Park, showcasing striking vistas of waterfalls, forests, and valleys.
  • Experience Dayton's unique cultural scene by exploring its myriad museums and art galleries.
  • Enjoy some sunbathing at one of Ohio's numerous lakes or beaches.

By adhering to these tips, you can uncover the lush cultural and natural tapestry that is Ohio!
Exploring Local Commerce and Cuisine

Ohio provides countless opportunities to shop and dine in true local style. From lively farmers markets to quaint roadside establishments, the taste of the Buckeye State is never far away.

Numerous farmers markets, including the globally recognized North Market in Columbus, dot Ohio. These markets offer fresh produce, meats, cheeses, and more from local providers. Smaller farmers markets are dispersed across the state and should not be missed during your Ohioan adventure.

Casual dining options are also plentiful in Ohio, with a plethora of roadside diners and cafes offering hearty meals at affordable prices. These establishments are local favorites, providing an opportunity to enjoy traditional cooking and engage with Ohio's residents.
US Japan Fam - Ohio photo
​Discovering Local Art, Music, and Entertainment

Ohio is bursting at the seams with local art, music, and entertainment eager to be uncovered. Here are some tips for discovering Ohio's cultural richness:

  • Begin by exploring the local art scene, with numerous galleries and studios across the state showcasing local artists' work. Attend an exhibition opening or take a class to get involved.
  • Experience the state's diverse music scene. From country to rock to blues, there's a genre for everyone in Ohio's music realm. Explore a local venue or festival, or even embark on a road trip to catch your favorite band live.
  • Delve into some of Ohio's unique entertainment offerings. Theater productions, stand-up comedy shows, and more constantly energize Ohio's entertainment scene. Do some online research or seek recommendations from locals to discover the most exciting events happening in your vicinity.
Conclusion

​Journeying through Ohio's culture offers an irreplaceable experience. By following these tips for genuine experiences, you can gain a deeper appreciation of this vibrant cultural tapestry and unearth the hidden jewels that make Ohio an extraordinary destination.

Whether you're intrigued by its history, keen on sampling local delicacies, or desire to connect with locals in their own environment, Ohio surely has something to offer everyone!
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5 Ways Tired Moms Can Recharge for the Week Ahead

4/28/2023

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5 Ways Tired Moms Can Recharge - No nonsense guest post on US Japan Fam
Guest post provided by No nonsense

Being a mother is one of the most meaningful and rewarding roles a person can take on, but it’s also one of the hardest. Between managing the household, taking care of the kids, and other duties, most moms are practically working 24/7. It’s no wonder that maternal burnout is a real and recognized phenomenon. A recent survey by a US-based all-in-one parenting platform revealed that 93 percent of mothers in the U.S. feel burned out at least occasionally, and nearly 45 percent are burned out most of the time.

Perhaps you’ve experienced that feeling of overwhelming exhaustion at one time or another as you try to juggle your numerous responsibilities as a mother. If so, you may need to squeeze in regular breaks in your routine and adopt habits that can help boost your depleted energy and refresh your tired mind and body. Otherwise, there’s a high chance you’ll suffer from burnout and hurt your physical and mental well-being as a result. If you’re looking for ways to recharge your mommy battery, here are several ideas you may want to consider:

Practice a Relaxing Bedtime Routine

Getting at least 7 hours of sleep a night is non-negotiable if you want to revitalize your exhausted body and mind. After all, a good night’s sleep is the most powerful body recharger. It helps your body repair itself, it helps boost immunity, and it triggers the release of hormones vital to fighting stress, infection, and inflammation. That’s why you should do everything you can to achieve sufficient and high-quality sleep.

Train your kids to go to bed early and avoid staying up late watching television, using mobile devices, or doing other things that can reduce the time you spend in bed. More importantly, implement a relaxing bedtime routine to help you fall asleep faster and sleep longer. Perhaps you can take a warm bath, change into comfy clothes like an oversized shirt and soft cotton leggings, and listen to relaxing music to wind down and prepare your mind and body for sleep.

Reserve One Day for Yourself

If you want your battery to last for a whole week, you probably need an entire day to yourself so that you can decompress and nourish your body and soul. Perhaps you can ask your partner, in-laws, or your parents to take care of the kids on Saturdays so you have time to get a massage, have coffee with friends, go to the salon for hair treatments, or do anything that makes you happy and relaxed. You can also stay at home, if you want, and do your chosen self-care regimen therein. Whatever you choose, commit and enjoy the experience..

Exercise

While it may appear to defeat the purpose of resting and recharging, incorporating physical activities into your regular schedule can be a remarkable way to boost your energy. That’s because exercise triggers the release of endorphins, the neurochemicals that improve mood, alleviate stress, and provide an overall sense of well-being.

Instead of making you feel tired after engaging in moderate-intensity physical activity, endorphins provide a natural “high” or a burst of energy needed to carry out your mommy duties afterwards. Moreover, regular exercise can help you sleep better at night, so you’ll feel refreshed and energized the following day.

Can’t squeeze in time to work out? Consider exercising with your kids. You can take a walk in the park, play tag in the yard, swim in the public pool, or follow kid-friendly exercise videos online. You can also do stretches or squats while waiting for the washing machine to finish a cycle or watching your children play.

Engage in Creative Hobbies

Recharging doesn’t only mean resting physically. More often than not, you need to recharge mentally to do your mommy duties properly and joyfully. To avoid being psychologically drained, consider engaging in creative pursuits, like quilting, photography, or watercolor painting during your free time. One study published in the Journal of Public Health found that creative hobbies are a meaningful vehicle for improving well-being. Find a hobby you’re interested in and make time to enjoy it.

Take Regular Mommy Breaks

Taking regular breaks from your busy day is necessary for you to be able to fight fatigue and replenish your energy. Learn to listen to your body. If you feel tired, stressed, and overwhelmed, let your children watch cartoons or play video games a little longer than usual so you can take a few moments to pause and do nothing. Close your eyes, light a scented candle, and relax.

Better yet, give yourself at least 10 minutes a day to pause and recharge instead of waiting to reach your limit before taking a break. Perhaps you can make afternoon nap time for your kids mandatory if you have small children to help you get that much-needed rest. Or maybe you can introduce an engaging activity like doing puzzles or painting to keep your kids preoccupied while you try to refresh yourself.


Hopefully, these tips gave you plenty of ideas on how you can recharge and acquire more energy to care for your kids and loved ones. Whether you adopt them entirely or modify them to suit your situation is up to you. The important thing is you exert effort and make changes to your everyday routine so you could protect your well-being. That way, you can avoid burnout and enjoy motherhood to the fullest.
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10 Hacks for a Healthier Home Office

3/22/2023

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US Japan Fam 10 Hacks for a Healthier Home Office
I've been working from home for a few years now, like many of you, so I wanted to share some of my favorite items (some purchased, some provided for review), as well as some on my must-buy-soon wish list! I'm calling this my roundup of products for a healthier home office, but these would also be great additions to your out-of-home office, or even in your house or apartment, for a healthier mind, body, and spirit. 

Disclaimer: This post was sponsored by Responsival. Below you'll find affiliate links. As a Renpho, Thrasio, & Amazon Associate, I receive a small commission from purchases made after clicking these links. Ya girl's gotta fund her family's travels somehow - thank youuuuu for understanding ;)

​So, let's get to the list!!

US Japan Fam 10 Best Products for a Healthier Home Office - Cubii Total Body+ seated elliptical machine with resistance bands
1. Cubii compact seated elliptical machine

​Have you seen Cubii before?? IMO it's the best under desk exercise equipment on the market. Hands down. They have a few models, I was sent the Cubii Total Body+ which is a tiny elliptical machine that you use while sitting down!! It also has resistance bands included!! You download their free app and can access tons of workout videos, classes, and it'll track your workouts, of course. It's really easy to set up and use, and it's honestly an amazing full body workout - great to use under your desk, while working (or taking a quick TikTok break), or while watching TV. Don't believe me?? Watch my demo video below - I'm out of breath with burning thigh / calf / butt muscles in just a few minutes! Cubii FTW!!!

US Japan Fam 10 Best Products for a Healthier Home Office - techorbits electric standing desk
Photo credit: Amazon (TechOrbits)
2. Sitting to Standing Desk

​It may come as a shock but sitting at your desk for hours upon hours is NOT good for our health (read about it on this Mayo Clinic post).

​But you're in luck because there are several ways to do less sitting, even while working! TechOrbits makes a great electrical standing desk that adjusts height from 28" to 48" to quickly and easily go from a great sitting desk to an amazing standing work space!!

​Alternatively, if you can't or don't want to upgrade your entire desk, you could add something like this TechOrbits standing desk converter that sits atop your desk or table.

While you're at it, why not use a stool that allows you to sit at a regular desk or perch at your standing desk, like this BonVIVO standing desk chair that adjusts from 26 to 33 inches, with 10 degree tilt and 360 degree swivel.

US Japan Fam 10 Best Products for a Healthier Home Office - blue light blocking glasses
3. Blue Light Blocking Glasses + Bulbs

Blue light from screens and lighting can cause eye strain, difficulty falling asleep, and other health issues, so consider investing in some blue light blocking technology! It can be as easy as having a special blue light blocking coating added to your next pair of prescription glasses - Warby Parker has some great ones! And if you don't need corrective lenses, you can get a cute non-prescriptive pair. Check out NY Mag's 2023 list: "The 6 Very Best Blue-Light Blocking Glasses here"! You  may even consider adding a floor or desk lamp with this blue light blocking Amber bulb to use when working after dark.

4. Air Purifier
Whether you're sensitive to odors, mold, dust and other impurities in the air, or you just want to make sure your home and office are as clean and healthy as possible, a good air purifier is a must. You can get a nice budget-friendly HEPA air purifier like this one by VEVA, or go for a super smart one with all the bells and whistles that is super pretty to boot, like the CleanForce Rainbow that shows you exactly how clean your air is, automatically adjusts air refresh speed, and lets you control everything from an app (watch my demo above)!

5. Humidifier / Diffuser
Keeping your air clean is one thing, keeping it at the right humidity level to prevent mold growth while keeping your skin and mucous membranes healthy is another! I love this HuPro smart humidifer, watch my demo video above! It shows you the current humidity and will will run for 30 hours on a single (top loading) tank to maintain the desired humidity level you set. It has a remote, 360 degree nozzle, and has a built-in aroma therapy tray,  so it'll work as an essential oil diffuser as well!! Hello 2 birds 1 stone!! If you want a separate essential oil diffuser, why not get one that also acts as room decor? This one that looks like potted flowers is just so cute!

6. Ergonomic Mouse, Keyboard & Chair

​According to this article on Business.com, "repetitive strain injuries take a long time to develop, they also typically take a long time to treat". So do yourself a favor and invest in ergnomic office gear to help you avoid such injuries in the first place!! We're talking:
  • ergonomic mouse (like this really cool vertical ergonomic mouse by Seenda, see my demo video above)
  • ergonomic keyboard (this one by Logitech is Amazon's best selling ergonomic keyboard)
  • ergonomic chair (this #1 best seller in executive chairs has over 46,000 ratings on Amazon)
  • proper placement of office equipment is essential!! For tips, check out this Ergonomic Workplace Setup article by NY Times!

7. Eye Massager

​If you suffer from eye strain, migraines, or stress, this heated eye massager from Renpho is a must. It folds in half for easy storage in your office desk drawer, bedside table, or carry-on bag. It has gentle rolling and squeezing pressure, warms up, plays relaxing music, ahhhhh it's really a nice way to take a little meditative break from work (or set the timer and lay down with it for a nap!). You can find it on Amazon or get 10% off with my affiliate code USJP10 on their website!


8. Under Desk Foot Massager

​I dunno if this one is for "health" per se, maybe mental health?? I received this Cloud Massage Shiatsu heated food & calf massager to review over 2 years ago and it is like, my #1 must-have under my desk while working. I literally use it a minimum of 3 times a day. It feels SO good!!! You can use it on your feet (it rolls, squeezes, vibrates, and warms) or you can change the angle and lay down to massage your calves!! LOVE LOVE LOVE!!! Get itttttttt!!!​

US Japan Fam 10 Best Products for a Healthier Home Office - under desk treadmill
Photo Credit: Amazon (Egofit & UREVO - both linked below)
9. Standing Desk Treadmill

Besides getting in some extra steps and cardio, using a treadmill while working may actually lead to increased productivity!! This is a great under desk treadmill by UREVO (above right image), you can even stand it against the wall when not using it. Or if space is limited, go for this extra short treadmill by Egofit (above left image).

US Japan Fam 10 Best Products for a Healthier Home Office - smart watch
10. Smart Watch
Whether you go for the latest Apple Watch, FitBit, a more budget-friendly smart fitness tracking watch alternative, these can do wonders for helping you both in and out of the office. They can keep track of your steps, send you reminders that you've been sedentary too long and it's time to get up and move, lead you through meditative breathing, measure your blood pressure and pulse ox, let you know how well you are sleeping, give suggestions on a better evening routine and bedtime, and so much more!! 

I hope you found this roundup helpful!! If you did, or if you have any great items to suggest, I'd love for you to leave a comment below!!
PictureUS Japan Fam 10 Hacks for a Healthier Home Office
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How to Dress Up for Your Child’s School Events

3/14/2023

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US Japan Fam - How to Dress Up for Your Child’s School Events
Guest post provided by Hue.
Deciding what to wear to your child’s school functions can be challenging as there are often no clear-cut rules, unlike ordinary events. There’s also the added pressure of wanting to leave a good impression or show your best self to teachers, administrators, and other parents without going overboard. After all, you’re representing your child, so the least you can do is appear presentable and wear outfits appropriate for the occasion.

Perhaps you often struggle with trying to figure out what to wear for different school functions. Or maybe you’re searching for outfit inspiration to make dressing up more fun and less stressful this school year. Either way, read on. This piece will offer pointers and outfit ideas that you can wear to various school functions, from sporting events to fundraisers.
Sports Activities

Supporting your athletic child while sitting on the bleachers naturally requires a casual ensemble. However, it doesn’t mean you should just wear sweatpants, workout clothes, and similar pieces that you typically wear while lounging at home. What you need are comfortable yet dressier options that make you look and feel good.

You can wear a white sweater dress under an oversized beige knit sweater paired with quality black leggings and white leather sneakers. Finish the look with a black crossbody bag for a chic yet relaxed appearance. You can also put on an off-white hoodie, an army green puffer vest, dark wash skinny jeans or denim leggings, and low-top trainers. Accessorize with a dark navy beanie to complete the look.
US Japan Fam - How to Dress Up for Your Child’s School Events
Parent-Teacher Conferences

You never know what can happen during parent-teacher conferences. Besides meeting with your child’s teachers, you might also explore students’ exhibits and booths, mingle with other parents, or take a tour of the campus. As such, you need an outfit that allows you to sit, stand, and move around comfortably, not to mention something stylish so you can walk with a spring in your step.

When in doubt, your best bet is to go for a fit-and-flare dress in a neutral hue, as this style can help you create an elegant and feminine vibe. Wear it with a cardigan and pointy flats or low heels that complement the color of your dress to tie everything together. If you want to wear pants, consider selecting dressier types like cigarette or stove pipe pants. Pair them with an asymmetrical top, a stylish blouse, or a white button-down shirt. As for shoes, closed-toe pumps, kitten-heel sandals, and strappy heels are great options.
Field Trips

If you’ve signed up to chaperone your kid’s school trip, you need something that’s not only fashionable but also comfy and functional. That’s because there’s a great chance you’ll spend considerable time on your feet managing and keeping an eye on playful children. When selecting clothes, remember to consider the weather and the itinerary.
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Stay comfy and warm with a chunky sweater, jeans, and ankle boots with padded insoles during the cooler months. For warmer days, you can wear a short-sleeve button-up shirt, a dark-colored t-shirt, or a linen tunic. You can pair them with denim leggings and comfy rubber sandals or espadrilles for a cute summer vibe. Whatever pieces you choose, make sure they’re suitable for academic environments. That means tank tops and shorts are a no-no, even if the weather is hot and humid.

You may also need to bring additional layers to keep you comfortable throughout the day. Consider packing a shawl or a lightweight jacket that you can readily use to stay warm when visiting museums, auditoriums, and similar places that are usually chilly.
US Japan Fam - How to Dress Up for Your Child’s School Events
Plays, Recitals, or Talent Shows

Attending school plays, recitals, talent shows, and similar functions where your child will go on stage and perform is a remarkable opportunity to show them that you value their skills and talents. When planning a suitable outfit, you may want to avoid overly casual pieces, like graphic tees and distressed jeans. Instead, look for dressier options that suit the venue.

If the show is in the school auditorium or local hall, you can opt for a smart casual outfit—something neat and polished but not too formal. For instance, you can wear a black blazer over a printed blouse and go for dark-wash, well-fitted jeans and black heels to achieve a relaxed yet sophisticated look.

When attending school shows in formal venues, try to dress up a little bit more, especially during the evenings. A black wrap dress paired with black heels is a great option, as it flatters the figure and makes you look taller. Add a splash of color to your ensemble with statement earrings or bracelets. You can also wear a stylish blouse with a pencil skirt in a dark shade and pointed-toe heels. Complete your elegant look with a well-made handbag that complements your outfit.
Fundraising Events

School fundraisers are important events where you can meet the school administrators, stakeholders, and other important people. So, make sure to dress up in a way that makes you feel confident and empowered. Consider a well-fitted black or dark gray dress with a classic cut and stylish black heels. You can also opt for a printed dress, but try to stick to delicate and subtle prints on a neutral-colored background. Moreover, keep your accessories simple and classy to create a polished and put-together appearance.

Hopefully, this piece gave you plenty of ideas on how you can dress up for various school functions. Ultimately, the key is to keep your outfits simple and classy, even if the event requires more casual attire. Remember, what you wear can affect people’s perception of you and, indirectly, how they see your child. Thus, you may want to make an effort to ensure that what you wear always reflects your best self.
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7 Common Misconceptions About No Medical Exam Life Insurance

2/21/2023

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These myths may make you reconsider no medical exam life insurance as an option for you.

​This is a sponsored guest post provided by Responsival.
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​When people think of life insurance policies that do not require a medical exam, they most often assume those types of insurance are reserved only for people with serious medical issues. However, that is absolutely not the case. While this type of insurance is a great option for people with health issues, it can also be an option for people in perfect health. This misconception, on top of the many other misconceptions people often have about life insurance with no medical exams ultimately ends up unnecessarily limiting the options people have for life insurance types. Let’s debunk some of those myths and discuss some of the most popular life insurance types that do not require a medical exam.

Debunking the Biggest Misconceptions About No Medical Exam Life Insurance
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What you believe to be the case about no medical life insurance may not actually be true.
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Getting life insurance is a big decision, so of course, those shopping around for a policy that suits their needs want to do their due diligence when researching. Because many people have so many misconceptions about no medical exam life insurance, they may not consider this type of insurance as a legitimate option. With these 7 myths explained, no medical life insurance may be a serious contender when searching for life insurance policies. 
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Myth #1: Life Insurance With No Medical Exams Are The Only Option For People With Pre-Existing Conditions

​People with pre-existing conditions commonly believe that they will not qualify for traditional life insurance policies or that their life insurance premiums will be completely unaffordable, thus leaving them with no medical exam life insurance as their only option. While each situation will be evaluated by an insurance carrier, many people with pre-existing conditions would be surprised to learn that they can still get a traditional policy at an affordable rate. In fact, there are very few pre-existing conditions that would disqualify someone from a traditional life insurance policy. Some of the medical conditions that may disqualify someone from traditional life insurance may include but are not limited to:
  • Cancer
  • Terminal illnesses with a short life expectancy
  • Alzheimer’s or dementia
  • Medical conditions that are severe enough for hospice care
While current medical health and health histories are considered during a life insurance application, there are very few medical conditions that would disqualify someone from getting traditional life insurance policies. That means, especially if someone’s medical condition is well-managed or not immediately life-threatening, people with pre-existing medical conditions can consider both traditional and no medical life insurance policies to find the one that is right for them. 

Myth #2: People Can Only Get No Medical Exam Life Insurance If They Are Old

Age is a determining factor that does indeed play part in life insurance premiums and rates. Generally speaking, someone young is expected to have a longer life expectancy than someone who is a bit older and therefore is a lower risk to life insurance companies. Just because someone is young and in good health doesn’t mean they can’t also consider life insurance with no medical exams. While they are more likely to get a lower premium and higher coverage amounts with traditional life insurance options, young people can still get quotes for policy options that do not require a medical exam. While some types do require applicants to be within a certain age range or have certain health issues, not all do. So, both traditional and no medical life insurance options should be considered. 
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On the flip side, just because someone is older, that doesn’t necessarily mean that no medical exam life insurance policies are their only option. Traditional insurance policies may have a higher premium rate and lower coverage, but older adults are still very likely to be approved for a policy of some type if they are in good health. 

​​Myth #3: People Only Qualify for No Medical Exam Life Insurance If They Are Sick

While life insurance policies that do not require a medical exam are great for people who have been denied coverage from traditional policies because of their health, that’s not the only reason why someone may want to get this type of policy. In fact, people in perfect health may still prefer policies that don’t require a medical exam. Here are some common examples of why that may be the case:
  • The applicant has a fear of medical exams.
  • The applicant may not have the time to undergo a medical exam.
  • The applicant has a dangerous job or hobbies which may disqualify them from traditional coverage.
  • The applicant may be court mandated to get a life insurance policy within a certain timeframe. 
No matter what the reason may be, the decision to get a life insurance policy without a medical exam is not always because of health reasons. 

Myth #4: No Medical Exam Life Insurance Applications Will Not Ask Any Medical Questions

Of course, much like the name suggests, when applying for life insurance with no medical exam, there will be no medical exam needed. However, many people assume that the application process requires no medical information at all. In actuality, that is dependent on the type of life insurance policy someone applies for, so someone may still need to answer questions about their own health or their family’s health history. For example, a simplified life insurance application will ask the applicant a few questions about their medical history in order to determine the coverage and premium amount. On the other hand, guaranteed life insurance will not ask any medical questions at all.

Myth #5: No Medical Exam Life Insurance Is Unaffordable

Typically speaking, a life insurance policy that does not require a medical exam does tend to be more expensive than that of a traditional life insurance policy. Because companies do not take as much medical information into consideration, policyholders are automatically considered a higher risk. That’s why premiums tend to be a bit more expensive. What someone considers affordable is dependent on their own personal situation. However, with options to work with a broker or an agent or shop around to compare quotes online, it is possible to find an affordable life insurance policy that does not require a medical exam.

Myth #6: Life Insurance Policies With No Medical Exams Can Provide Similar Coverage as Traditional Life Insurance Policies

When comparing the coverage of traditional life insurance policies to policies that do not require a medical exam, more often than not, policyholders are often able to get a much higher amount of coverage with a traditional policy. A no medical exam life insurance policy, like guaranteed life insurance, may only cover up to $25,000, whereas a traditional life insurance policy can often offer a much higher coverage amount. Sacrificing a medical exam for life insurance does come at a cost in most cases. However, many people are able to find the appropriate amount of coverage they need as they shop around for different options.

Myth #7: Coverage Is Instant Once Approved
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Many people assume that when they are approved for a life insurance policy without taking a medical exam, they have instant coverage. This is not always the case and absolutely depends on the type of life insurance policy. With a simplified life insurance policy, the policyholder is covered as soon as they are approved. With a guaranteed life insurance policy, the policyholder has to go through a waiting period between 2-3 years depending on the company and the policy details. It is always best to double-check when the coverage goes into effect when getting a life insurance policy. 

Common Types of No Medical Exam Life Insurance Policies
Explaining the top 3 most common types of life insurance options that do not require a medical exam​
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No medical exam life insurance policies are not just for people with serious medical conditions, though it can be a good option in those instances. As people shop around for a life insurance policy that works for them, no medical exam policies should be considered in the running just in case one does fit their lifestyle and needs. Of the most common types of no medical life insurance policies, people typically consider accelerated term life insurance, simplified life insurance, and guaranteed life insurance. 

Accelerated Term Life Insurance
While there used to be a time when someone could only get life insurance through a broker or an agent, that’s just not the case anymore. With more and more life insurance options popping up online, life insurance policies are only getting more accessible. Now, it’s even possible to get no exam term life insurance policies under an accelerated process. Accelerated term life insurance is not something that’s offered by every life insurance provider, but it is becoming much more popular. It’s the same as a traditional life insurance policy, however, the application is much simpler and faster.

In this case, an applicant would provide details about previous health records, financial information, and lifestyle habits. With these details, companies opt to use algorithms to bypass the need for a human underwriter to review the application. Depending on the applicant’s situation, they can get a fairly high coverage amount for an affordable rate. Despite the simplicity, if someone is in poor health or has a family history of serious medical conditions, they may be denied coverage. An accelerated approach to term life insurance is a great option for people in good health who need coverage quickly, but may not be the best option if they have serious health issues. 

Guaranteed Life Insurance
Guaranteed life insurance is a common type of policy that does not require a medical exam. In this instance, when someone applies for a guaranteed life insurance policy, not only is the medical exam not required but there is also no requirement for the applicant to answer any type of health questionnaire or give any information about medical history records. In an instance where health problems disqualify someone from getting any other type of life insurance, guaranteed life insurance is typically the best option. 

Because many of the people who get guaranteed life insurance are in poor health, life insurance providers view guaranteed life insurance policyholders as a high risk. Because of that, guaranteed life insurance policies have small death benefits, high premiums, and long waiting periods until death benefits kick in. While it does depend on the company and the policy, people who get guaranteed life insurance can expect to only get a death benefit between around $2,000-$25,000. The waiting period for this type of insurance is on average between 2-3 years, so if the policyholder dies before that waiting period is over, the death benefit is not paid out. With this being said, life insurance providers will repay the premiums of the policyholder, oftentimes with interest. 

Simplified Life Insurance
Simplified life insurance is a type of no medical exam policy with an extremely short and simple application process. While the applicant doesn’t have to take the medical exam, the application for simplified life insurance policies does tend to ask a few health questions, though that portion is fairly brief. The health questionnaire allows life insurance companies to assess an applicant's health risks in a modified format so that they can set appropriate death benefits and premiums. 

While the process of getting a traditional life insurance policy can take anywhere from 1-2 months, a simplified life insurance policy may only take days for coverage to go into effect once approved. Beyond the benefit of not taking a medical exam, people typically opt for a simplified life insurance policy if they need coverage quickly. In comparison to guaranteed life insurance, simplified life insurance policies may offer a higher death benefit, which can be anywhere between $5,000-$100,000. Though premiums are a bit higher than traditional life insurance policies, simplified life insurance policies are a good route for people who need life insurance quickly. 

Finding a life insurance policy can be a tough decision, and limiting the options only makes that decision harder. With these misconceptions about no medical exam life insurance policies explained, this type of insurance may no longer be ruled out as an option. Though no medical exam life insurance policies may not be the best option for everyone, they could be the right option for you.

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Brooklyn Family Vacation: Top Things to Do

11/11/2022

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Guest post provided by Bounce - instantly find locations nearby to drop off your luggage wherever you go!
At the western end of Long Island, Brooklyn is a fantastic place for a family trip with all of the beaches and parks in the borough. It may be small, but it has the most people in the state of New York with over 2.6 million residents. Everyone has heard of the Brooklyn Bridge, but there is a lot more to Brooklyn than that. 
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Brooklyn has over 30 museums with a children’s museum, toy museum, and museum of food and drink that kids of all ages will love. And just a quick train, bus, or Uber ride away, you cannot forget the Empire State Building and Statue of Liberty! But you cannot bring your luggage, so drop it off at a Brooklyn luggage storage facility before starting to explore.
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Museums
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  • Brooklyn Children’s Museum
What other kind of museum would kids be so excited to see? Well, BCM is one of the best for kids because it has so many fun activities for kids of all ages. It was founded in 1899 and was the first children’s museum in the US. Kids (and adults) learn to make milk carton boats, coffee filter oysters, and much more. 

  • Toy Museum
Located on the second floor of St. Ann & Holy Trinity Church in Brooklyn Heights, The Toy Museum of NY is the only one in the world that puts on live performances. They also have a collection of really cool toys like rare dolls, the original Frisbee, Mr. Potato Head, Easy-Bake Oven, Howdy Doody, and thousands more.  
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  • Museum of Illusions
Let your mind play tricks on you at the Museum of Illusions in lower Manhattan. Your eyes tell you one thing, and your brain tells you something else. This mind-boggling place has over 70 exhibits from optical illusions to holograms and the kaleidoscope to the rotating room. This is also a great place to get some unique souvenirs. 
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  • Museum of Food & Drinks
Also known as MOFAD, you and the kids can learn a plethora of fun things about the food and drinks we enjoy every day and some of the ones we really don’t want to. These exhibits help you learn through smell, touch, and taste to experience other cultures and the variety of foods and drinks we all consume.
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Theme Parks
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  • Coney Island
Coney Island is on the tip of Long Island, which is actually a peninsula. It is several amusement parks in one, with Luna Park being the largest. In fact, they have more than 30 rides from the toddler’s tea party to the thrilling Coney Island Cyclone. And 15+ games like Fried Frogs, Whack a Mole, and Stinky Feet.

  • Fantasy Forest at Flushing Meadows Park
For the smaller kids and parents who do not want to walk 20 miles through a huge park, Fantasy Forest in Queens is a small but fun park with eight rides and a bunch of games. They also have live shows, carnival food, and gift shops where you can get some cool souvenirs. And the unique carousel from 1964 is perfect for group selfies. 

  • Nickelodeon Universe 
Although it’s actually in New Jersey, Nickelodeon Universe is only 15 miles from Brooklyn. This indoor fun park has rides, games, and other attractions like the Angry Birds mini golf, the Mirror Maze, Sea Life Aquarium, Ren & Stimpy’s Space Madness, and Spongebob’s Jellyfish Jam. They even have an indoor water park. 

  • Victorian Gardens Amusement Park
This park is not as huge as Nickelodeon or Coney Island but is bigger than Fantasy Forest. Victoria Gardens, in Manhattan's Central Park, has 12 rides with most of them geared toward toddlers to tweens. Take a ride on the Mini Mouse coaster, race each other in the Grand Prix, or fly high on the Aeromax. They also have several games where you can win prizes.
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Attractions
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  • Madame Tussauds
Known as the best wax museum in the world, Madame Tussauds has locations from NYC to London. This is the selfie spot for everyone where you can get shots with actors like Julia Roberts, Leo DiCaprio, and Angelina Jolie or musicians like Katy Perry, Rihanna, and Taylor Swift. And the kids will love Iron Man, ET, and the Hulk.
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  • Brooklyn Bridge
This iconic bridge opened in 1883 and it was the longest suspension bridge in the world spanning over 1,500 feet. Take a walk or ride bikes through the middle of the bridge on the elevated walkway. It stands about 18 feet over the car lanes where you can get some amazing views of the city and some fantastic selfies. 

  • Empire State Building
The most recognized building in the world, the Empire State Building in central Manhattan is over 1,450 feet tall and is known for its role in video games, TV shows, books, and films. Go see King Kong on the second floor where you can hear him growl and feel the vibrations from his giant paws. Or go up to the 102nd floor for a stunning view.

  • Statue of Liberty
Another well-known icon, you can visit the Statue of Liberty by taking a ferry to Liberty Island. Go visit the museum and theater before heading up to the pedestal or crown for a unique view of the city. The 305-foot statue was a gift from the French in 1885 to commemorate the relationship between the US and France.
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Animal Fun

  • Prospect Park Zoo
With 12 acres and 864 animals, Brooklyn's Prospect Park Zoo may not be the largest, but it is nonetheless a fantastic way to spend the day learning about the wildlife and how they touch our lives. They have three buildings including the World of Animals, Animal Lifestyles, and Animals in Our Lives. 

  • Central Park Zoo
Even smaller than Prospect Park, Central Park Zoo in central Manhattan has 6.5 acres with 1,487 animals in 163 species. The main zoo has three areas including the polar, temperate, and tropical. The granite buildings are covered in vines and they surround the square sea lion pool. See pythons, foxes, lemurs, leopards, monkeys, and more.
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  • Queens Zoo
In Flushing Meadows Park, the Queens Zoo features hundreds of animals on 18 acres. They have an aviary full of birds, a section of domestic animals like sheep, cows, and rabbits, the sea lion pool with a bunch of these funny water creatures, and the animal trail section has pumas, bears, lynx, bison, and coyotes. 
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  • Bronx Zoo
The largest zoo in New York, the Bronx Zoo boasts 265 acres with more than 4,000 animals in 650 species. Their exhibits include the Congo Gorillas, Jungle World, Wild Asia, Madagascar, Tiger Mountain, African Plains, World of Reptiles, and the World of Birds. Don’t forget to grab some cool souvenirs before you go.

Between all these visits, you have to stop and eat. Shake Shack is a favorite for families with locations throughout Brooklyn and New York City. Stage Door Deli and Pizzeria in lower Manhattan has sandwiches, pizza, and all kinds of other yummy foods. And for dessert, go to Laboratorio del Gelato in NYC's Lower East Side (or New JerseY) where they have 15 kinds of chocolate and 40 flavors of fruit gelato.

To further plan your visit (or staycation if you're a NYC local), check out some of these great resources:
  • Our Brooklyn Borough Guide and "Day Trips & Weekend Getaways from NYC"
  • Brooklyn-USA.org
  • Brooklyn Guide
  • NYC Go
  • Trekaroo
  • Mommy Poppins​
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