I've always been a straight A student and all around overachiever. My credit score is pretty dang high (pats self on back), but after marrying dear hubby and bringing him over from Japan I was suddenly hit with a situation I had never dealt with. He had NO CREDIT SCORE!!! Banks, credit card companies, phone companies, property management companies, they were not too happy with this.
But what could be worse than NO credit score? How about a BAD credit score! YIKES!!!
So, if you're in either of these situations, or looking for ways to avoid the latter, let me introduce you to a company I recently came across: Card.com.
Card.com is a pre-paid debit card that does not run a credit check (but government regulations do require a social security number), has no overdraft or late fees, no check cashing fees, and you can use it anywhere that accepts Visa or Mastercard. They have thousands of designs to choose from, picking just one is REALLY hard - you have been warned!! ^_^ Here are just a few examples:
But what could be worse than NO credit score? How about a BAD credit score! YIKES!!!
So, if you're in either of these situations, or looking for ways to avoid the latter, let me introduce you to a company I recently came across: Card.com.
Card.com is a pre-paid debit card that does not run a credit check (but government regulations do require a social security number), has no overdraft or late fees, no check cashing fees, and you can use it anywhere that accepts Visa or Mastercard. They have thousands of designs to choose from, picking just one is REALLY hard - you have been warned!! ^_^ Here are just a few examples:
I chose the Manhattan skyline on the bottom left, of course!!
I see Card.com as being awesome for your kids - just throw whatever amount of money you deem appropriate on their card, monitor their spending, let the grandparents access the account and add money for birthdays, etc! How great!! Safer than cash, and safer then giving them your $10,000 limit credit card!!
It's also great for someone not keen on banks. You can set up direct deposit for your salary to go directly onto the card! Set up a direct deposit of at least $800 a month and your $5.95 monthly fee is waived. Yay! You can also transfer funds from PayPal, your bank, and even get your federal tax refunds deposited in there!
It's also great for bacon lovers, apparently...
I see Card.com as being awesome for your kids - just throw whatever amount of money you deem appropriate on their card, monitor their spending, let the grandparents access the account and add money for birthdays, etc! How great!! Safer than cash, and safer then giving them your $10,000 limit credit card!!
It's also great for someone not keen on banks. You can set up direct deposit for your salary to go directly onto the card! Set up a direct deposit of at least $800 a month and your $5.95 monthly fee is waived. Yay! You can also transfer funds from PayPal, your bank, and even get your federal tax refunds deposited in there!
It's also great for bacon lovers, apparently...
Here are some more deets about the card (but go to their website for more info or to get your own Card!):
- This is a debit card, like the one from your bank, and you can use it EVERYWHERE Visa is accepted -- except it's way cooler and cuter than your crumby old bank card
- Free to order, activate and load
- Free app and check deposits from your smartphone
- Free direct deposit
- Free card-to-card transfers, any time, anywhere, in seconds
- No overdraft fees -- never goes negative!
- Safer than cash - 24/7 support, Visa fraud protection and 100% FDIC insurance on funds
- No debt, financially responsible, no interest/credit/APRs
- No credit check and approval in seconds
- 22,000 in-network ATMs
- Thousands of cool, unique card designs to choose from, including brands like: Garfield, Popeye, Betty Paige, James Dean, Care Bears, Walking Dead, Star Trek, Autism Awareness, Breast Cancer Research, Shark Week, Where's Waldo, Doodle Jump, THree Stooges, Nancy Drew, etc.
Sponsored Post Disclosure: I do my best to provide accurate and informative information through my blog but am only human and cannot be held responsible for the occasional oversight or being one-sided, outdated, or incorrect (yikes, I hope not, but please comment if I ever am!!). Opinions are my own and not swayed by compensation of any kind. This was a sponsored post, but I limit such posts to companies that meet my moral standards and I feel I can really stand behind (hey, I'm not a sell out!). Take my posts with a grain of salt and please be sure to do your research to come to your own informed decision for anything regarding you and your baby!
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